2) Liens never convey ownership.
Generally, liens do not convey ownership except for mortgage liens. A mortgage lien is a type of voluntary lien that conveys legal title to the lender. This is done to allow banks (and other lending institutions) to have an easier way to execute a mortgage lien, therefore, if you default on a mortgage, the bank sell the property fairly easily. All other types of liens do not convey legal title, and they require a legal process before acting.
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