Jeremy graduated from college two years ago with a degree in communications. He landed a great job making $40,000 ayear. He plans to save up enough money so he can purchase a home with 100% down. Last week Jeremy received a call from the bank telling him that he was late making payments on his loan. The problem is, Jeremy doesn’t have a loan with that bank, or any other bank, because he is debt-free.

A.j. was a newly hired attorney for idle time gaming, inc. even though he reported directly to the president of the company, a.j. noticed that the president always had time to converse with the director of sales, calling on him to get a pulse on legal/regulatory issues that, as the company attorney, a.j. could have probably handled. a.j. also noted that the hr manager’s administrative assistant was the go-to person for a number of things that would make life easier at work. a.j. was recognizing the culture at idle time gaming.