Which payment type can you stick to a budget?

I would say debit cards due to having a specific amount deposited in the card. The amount in the debit card is the only amount you can spend to stay within budget.

I would have to say Debit, because you have to pay back what you use from a credit card(pretty much)

The advantage of administering personality tests on employees is that it will allow the employer to know the mindset and personality of the employee. this will allow the employer to at least have an idea as to how the employee works and how his attitude in the workplace. the disadvantage is that it may make the employee a little anxious as to whether he would meet the personality requirements of the employer and whether he would be able to retain the job or not.