When would you use a template when working with word 2013?

whne you want to create a document that will be saved to icloud

create a document to work in google docs

Explanation:

The templates are majorly used in word processing software. Once a template is created with all the required configuration and format, then it can be used numerous times for our use. Once the template is created, it is used as it is which will reduce the time which is required for creating new configuration.

The templates includes format, header, footer, style, and options in toolbar and menu bar.  

The templates in word software are used while creating application forms, resumes, books, and so on.