What term is used to describe the process or mechanism of granting or denying use of a resource, typically applied to users or generic network traffic?

Access control

Explanation: Access control is the control unit that permits about the usage  of the computer environment and its resources.It acts as the security feature that helps in the granting permission or denying the permission in a operating system.

The accessing of the service or resource by the permitted user decreases the risk of the organizations, companies etc.There are three types of the access control named as  MAC(mandatory access control),DAC(discretionary access control ) and RBAC(role-based access control).

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