12) LOLer was chatting online with l33ter. "I can't believe how lame some people are! :) I can get into any system by checking out the company website to see how user names are defined and who is on the employee directory. Then, all it takes is brute force to find the password." LOLer is a , and the fraud he is describing is .

Hacker and Password cracking is the correct answer of this question.

Explanation:

The hacker is a person who takes device, programming, or any other techniques to solve a mechanical problem. The phrase intruder can apply to someone with skills and experience, yet also applies to anyone who uses their or her potential to gain remote access to machines or infrastructure to break the law.

The password cracking is the method of retrieving credentials through information contained in a software system or distributed via it. A popular method  is to frequently carry out login combinations and compare them towards the credential's accessible hash algorithm.

i want to say d but i could be wrong however it is organized if that could happen..

hope it could

answer; peter zenger;