The Fair Credit Reporting Act:.a) gives consumers the right to request free copy of their credit report every year. b) ensures that information about criminal convictions is removed after 19 years. c) ensures that negative information other than bancruptcy and criminal convictions is removed after 7 years. d) ensures that information about bankruptcy is removed after 10 years. e) all of the answers.

a) gives consumers the right to request free copy of their credit report every year

c) ensures that negative information other than bancruptcy and criminal convictions is removed after 7 years.

d) ensures that information about bankruptcy is removed after 10 years.

Explanation:

The federal Fair Credit Reporting Act (FCRA) promotes the accuracy, fairness, and privacy of information in the files of consumer reporting agencies.

Here is a summary of some of your major rights under FCRA:

You must be told if information in your file has been used against you.You have the right to know what is in your file: In addition, all consumers are entitled to one free disclosure every 12 months upon request from each nationwide credit bureau and from nationwide specialty consumer reporting agencies. You have the right to ask for a credit score.You have the right to dispute incomplete or inaccurate information.Access to your file is limited.Consumer reporting agencies may not report outdated negative information: In most cases, a consumer reporting agency may not report negative information that is more than seven years old, or bankruptcies that are more than 10 years old.Have Outdated Information Removed – Negative information must be removed from your file after seven years. Bankruptcy, however, may remain on record for 10 years, and criminal record information can remain indefinitely.

From the above summary of the act, it is seen that the correct option is A, C, D

The answer is b; as a lab tech, you’re more behind the scenes and don’t interact with the patients.

Explain what is meant by a limited data set and how this hipaa rule may affect medical assistants