your bank set up multi factor authentication to access your account online. You know your password. What other factor combined with your password qualifies for multifactor authentication?

Fast answer i need for apex ! smartphones should be banned from the classroom in public schools so that students cannot cheat on test so easily? which is an example of a counter argument to the thesis above? a.the classroom is a place for learning not for making phone calls b. smartphones are useful learning tools in the modern classroom c.banning smartphones will not students pay attention to teachers any better d. banning smartphones would decreased incidents of theft