What prevents someone who randomly picks up your phone from sending money to themselves using a messenger-based payment?

The cm is responsible for overseeing the actions of the crisis management team and coordinating all crisis management efforts in cooperation with disaster recovery and/or business continuity planning, on an as-needed basis

Kirk found a local community college with a two-year program and he is comparing the cost with that of an out-of-state two-year school. what is the expected total cost for one year at the local community college if kirk lives at home? what is the expected total cost for one year at the out-of-state school if kirk lives on campus?

In cell b18, enter a formula to calculate the amount budgeted for meals. this amount is based on the daily meal allowance and the total travel days (# of nights+1).