Where does surface water collect if it does not flow to the ocean

Multiple reasons...
It could get absorbed into the soil.
It may be absorbed by plants.
It might go through permeable rock and into a groundwater store. 
It could also evaporate. 
It could, instead of flowing into the ocean, flow into another water store such as a lake or pond. 
If it is a large amount of water, humans might dam the area to collect and store the water for long term use. 

Hope these answers are alright. 

Humid continental climate is found in the interior of continents between the 30 and 60 degrees latitude, but usually above the 40 degree line.   40 degrees north of the equator means less direct sunlight and therefore less warmth.   this climate is mainly found in the northern hemisphere since there are no major landmasses in the southern hemisphere.  if you live in northern indiana, you know all about humid continental because that is the climate type you have!

Answertaurus is the highest in the sky;