You go to the whome insurance company for auto insurance. they charge $525.00 as a base rate for six months of insurance for your vehicle. they offer a 15% discount for safe driver habits, and a 10% discount for an excellent credit rating or 5% for a good rating. they increase the rate by 5% and 10% respectively for a fair or poor credit rating. you have a fair credit rating and qualify for the safe driver discount. how much does the insurance cost you per month?