10 points, for the : )
describe the process of factoring in your own words. you can either write a paragraph describing the process, or you can list a set of steps to follow.

Step-by-step explanation:

Factoring an expression is the process of undoing the multiplication.

Assume you have a function f(x):

This can be factored:

Using multiplication and the distributive property, you arrive back to:

Then you can see clearly that all we've done is reverse the multiplication.

what is a pre-existing condition claus?

means if you're already damaged some way when you take out a medical insurance you will not get full compensation for that injury that you already have.

a negative exponent is translated as follows:

so, we have