Leticia invests $200 at 5% interest. If y represents the amount of money after x time periods, which describes the graph of the exponential function relating time and money?

The initial value of the graph is 200. The graph increases by a factor of 1.05 per 1 unit increase in time.
The initial value of the graph is 200. The graph increases by a factor of 5 per 1 unit increase in time.
The initial value of the graph is 500. The graph increases by a factor of 2 per 1 unit increase in time.
The initial value of the graph is 500. The graph increases by a factor of 1.02 per 1 unit increase in time.