Every month, Tatiana's take home pay is $3200. After she does all of her spending, she's left with anywhere from $25 to $250 that she puts into her emergency fund. Her goal is to have 3 months' pay in the emergency fund as
soon as possible. What "first step" would be MOST effective in reaching this goal?
a. Every time she is about to make a purchase, ask herself, "Is this a need or a want?"
b. Stop making her student loan payments until she has an emergency fund built up
C. Try to increase her savings by at least $10 each month
d. Set up deposit of $350 per month from her paycheck directly into savings, and redo her budget around
this savings plan