WLD Incorporated, a national data-collection agency, estimates that 44% of all customers at home warehouse stores (in the United States) own their own home. WLD also estimates that 36% of all home warehouse customers have lived at their current address for less than five years, and that 54% of all home warehouse customers own their own home or have lived at their current address for less than five years (or both). Using these estimates, what is the probability that a randomly selected home warehouse customer both owns her own home and has lived at her current address for less than five years