Which posed the greatest challenge to pioneers crossing the western mountains? american indian attacks lack of water hot desert sand dangerous passes

Annie and bart are coworkers. in fact, they share a cubicle wall. recently, they were involved in a fender-bender in the company parking lot. each blames the other for the accident, and the two have stopped speaking. would you advise them to try to settle their dispute through arbitration, mediation, or with a traditional lawsuit? why?