Alejandro created a budget when he moved out on his own. he decided to rent an apartment close to where he works, but the new apartment did not come with a refrigerator. alejandro decided to use a rent-to-own program to buy a refrigerator, and he is making his payments. at the end of the month, alejandro has found that he has to charge groceries and other expenses on his credit card because he has run out of money. his credit card balance is increasing, and so are his minimum payments. which step of the decision-making process would most benefit alejandro right now? gathering information taking action evaluating and revising the decision making the decision