Aconventional mortgage loan is one that is not insured or guaranteed by an agency of the u. s. government. the lender, however, can still pursue a private mortgage insurance (pmi) policy to provide a guarantee for the fulfillment of the borrower's obligations. typically pmi is required for all loans that have a loan to value (ltv) ratio greater than: a)40%. b)60%. c)20%. d)80%.

Ageneral requirement for informed consent is that no informed consent may include any exculpatory language. exculpatory language is that which waives or appears to waive any of the subject’s legal rights or releases or appears to release those conducting the research from liability for negligence. which of the following statements in a consent form is an example of exculpatory language? taking part in the research is voluntary, but if you choose to take part, you waive the right to legal redress for any research-related injuries.your participation in this research is voluntary. if you choose not to participate, or change your mind later, your decision will not affect your relationship with the researcher or your right to other services that you may be eligible for.in the event of any distress you may have related to this research, you will be given access to appropriate resources.the researcher may stop you from taking part in this research without your consent if you experience side effects that make your emotional condition worse. if you become too emotionally distressed during the research, you may have to drop out.

Which features are created on the exterior of a volcano when it erupts? check all that apply. vent crater hot spot lava flow boundary

Awoman was found strangled in the basement of her home where she lived with her husband. the crime scene was processed and investigators left. the next day, the medical examiner reported that a scalloped, woven belt was used to strangle the victim. the police asked the husband to search the house again to look for such a belt and he agreed. a belt was found that matched marks on the victim. the man was arrested. his attorney made a motion that the belt be excluded from the evidence as he contended that the search was not legal. which statement is true? a. the belt should be excluded because the search was not legal. the police did not obtain a search warrant, as needed according to the fourth amendment to the u.s. constitution. b. the belt is admissible because the man gave his consent to the second search. c. the belt should be excluded because the search was not legal. the police did not obtain a search warrant, as need according to michigan v. tyler. d. the belt is admissible as evidence, according to mincey v. arizona.