The hybrid ARM attempts to balance the fixed payment desire of a borrower with the lender's desire to increase interest rates if market rates rise in the future. In its most common form, known as a 2-28, the hybrid ARM will have a fixed-interest rate for:
2 years T/F

Asociologist wants to study a culture that occurs in some women’s prisons: “state families,” in which individual prisoners take on certain roles within a group of like-minded prisoners. there is previous evidence that younger prisoners will use older inmates who play the roles of grandparents as a resource before they will turn to staff for and advice. the lieutenant in charge of a dorm of long-term prisoners offers to gather volunteers to speak to the researcher and also offers to vouch for the integrity of the researcher. the use of this staff is: a valid use of a statistical technique referred to “snowball sampling” wherein the inclusion of the first subject leads to the recruitment of another one subject.a useful tactic in obtaining a sample of prisoners who both meet the criteria and who will be honest with the researcher.wrong and is prohibited; subject selection needs to be free from intervention by prison authorities or prisoners.acceptable only when the researcher’s irb grants a special waiver.

Which of the following statements about imprisonment rates in the united states is true? the united states imprisons people at a higher rate than russia, mexico, or canada. the united states imprisons people at a lower rate than russia or south africa, but higher than israel. the united states imprisons people at a lower rate than russia, mexico, or canada. russia, south africa, and mexico each imprison more people than the united states.

Ascientist successfully predicts the outcome of an experiment. you watch carefully and know he didn't cheat. the scientist's success shows that: a) the scientist knows absolute truth about this experiment; success is not possible unless you know the truthb) the scientist was just lucky; no one ever knows what's going on, so successful predictions require luckc) the scientist may know the truth, or at least know something that is close to the truth, or the scientist may have gotten lucky this time; you can't be absolutely sured) the scientist really was cheating, even though you didn't see the cheating; no one can get things right, except by cheatinge) the scientist spent the night at a particular hotel chain and go a free breakfast, giving the scientist the ability to do amazing things