The phenomenon called ""moral hazard"" results directly from: A. managed care enrollment. B. the uninsured status of a segment of the U. S. population. C. inadequate payment to providers. D. health insurance coverage.

D. health insurance coverage.

Explanation:

The health insurance cover is a direct insurance coverage and it involves the medical and surgical and the dentist expenses the is that are incurred by the health.  And is a firm of a reimbursement that insures the expenses that are incurred in the injures and pays the care providers directly.The phenomenon is thus called as a moral hazard as o occurs when someone is exposed to risks and needs a life cover or insurance.