building up defense require characteristics similar to pursues. the monster we encounter may be different but it is important to build line of defense against many challenges.

Aresearcher conducting behavioral research collects individually identifiable sensitive information about illicit drug use and other illegal behaviors by surveying college students. the data are stored on a laptop computer without encryption, and the laptop computer is stolen from the researcher’s car on the way home from work. this is an unanticipated problem that must be reported because the incident was (a) unexpected (i.e., the researchers did not anticipate the theft); (b) related to participation in the research; and (c) placed the subjects at a greater risk of psychological and social harm from the breach in confidentiality of the study data than was previously known or recognized. according to ohrp, this unanticipated problem must be reported to the irb in which timeframe? promptlywithin 48 hourswithin 24 hourswithin two weeks

Which statement is a good description of a model? a) models are a description of nature based only on one or two variables. b) models are testable ideas but they are not very to most people. c) models are a description of nature that predicts more accurately than real events. d) models are an approximiation of a real system that omits all but most essential variables in a system.

Match the factors that affect personal financing to their relevant categories. -employment status -war -children’s education -export-import fluctuations -family members -global recession -government personal factors global factors economic factors