What benefits does a borower receive from maintaining a positive credit
history?

-  the best chance of getting loans with low rates

-  Less requirements for collateral

- Priorities in service from the credit company.

Explanation:

Credit history represent your reputation as a borrower. Credit company use this to determine how likely it is for them to get their money back if they decided to lend their money to you.

If you maintain a positive credit history, it indicates that you're a trustworthy borrower. This makes the credit company become more willing to give you additional benefits  for your loans.

If you don't however, the company need to put additional measures for  risk prevention. People with negative credit history tend to only be qualified for loans with high rates (thay have to pay back more percentage for their loan), or putting up their assets as collateral (so the company can take it if they fail to pay their loan)

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