An umbrella policy is designed to cover:
a. expensive personal property.
b. additional buildings on your property.
c. property when traveling away from home.
d. major personal liability suits.

sir frederic attributed inaccuracies to schemas. memory reconstruction is one part actual events and one part personal schema, which can result in inaccuracies when memories are reconstructed.

answer; the negotiator was not in full control of his or her actions and hence should not be held responsible;

answer; heredity ;