During football season, when a team loses, fans will believe that factors other than team performance (such as poor officiating) were responsible for the loss. this best illustrates

I believe this best illustrates self-serving bias.
This term refers to the fact that people are ready to distort the reality, alter their understanding and perception of something in order to maintain their self-esteem, or in order to continue having the same feelings about something or someone. In the case above, fans don't want to admit that maybe team performance wasn't up to par and that it was the reason why they lost.