Advanced Placement (AP), 04.07.2019 11:00 baches

What are capital gains on an investment? a. interest income that investors earn b. income that investors earn from buying and selling investments c. dividends that companies distribute to investors from a portion of their profits d. income that investors earn from investing in a new business

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Answer from: heyhowdy

B. Income that investors earn from buying and selling investments

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Answer from: Quest

Answer: the interval on which the curve is concave up is (-∞, -1/2)====== $\displaystyle y = \int_{0}^x \frac{1}{1 + t + t^2} \; dt$ we find the interval where this curve is concave up by finding the interval in which the 2nd derivative is positive.differentiate the curve equation with respect to x $\begin{aligned} \frac{dy}{dx} & = \frac{d}{dx} \int_{0}^x \frac{1}{1 + t + t^2} \; dt \end{aligned}$ let the function f denote be the anti-derivative of the inside expression, i.e. a function such that $(d/dx)f(x) = 1/(1 + t + t^2)$ .then use the fundamental theorem of calculus: $\begin{aligned} \frac{dy}{dx} & = \frac{d}{dx} \int_{0}^x \frac{1}{1 + t + t^2} \; dt \\& = \frac{d}{dx} \big[ f(x) - f(0) \big] & & \text{\footnotesize apply ftc} \\ & = \frac{d}{dx}f(x) - 0 \\ & = \frac{1}{x + x + x^2} & & \text{\footnotesize since $\frac{d}{dx}f(x) = \frac{1}{1 + x + x^2}$ } \end{aligned}$ differentiate again to get second derivative. we can use chain rule with 1/x as the outside function and 1 + x + x² as the inside function $\begin{aligned} \frac{d}{dx} \left( \frac{dy}{dx} \right) & = \frac{d}{dx}\left(\frac{1}{1 + x + x^2} \right) \\ \frac{d^2y}{dx^2} & = \frac{-1}{\left(1 + x + x^2\right)^2} \cdot \tfrac{d}{dx}(1 + x + x^2) \\ & = \frac{-1}{\left(1 + x + x^2\right)^2} \cdot (1 + 2x) \\ & = \frac{-(1 + 2x)}{\left(1 + x + x^2\right)^2} \end{aligned}$ find critical numbers of the second derivative. these numbers are where the 2nd deriv. is undefined or zero.where the 2nd derivative is zero: set (d²y/dx²) to equal 0 and solve for x $\begin{aligned} 0 & = \frac{-(1 + 2x)}{\left(1 + x + x^2\right)^2} \\ 0 & = -(1+2x) \\ -1 & = 2x \\ x & = -1/2 \end{aligned}$ where the 2nd derivative is undefined: if the denominator is equal to zero, the derivative will be undefeined. attempting to solve the equation 1 + x + x² = 0results in a discriminant of $b^2 - 4ac = 1^2 - 4(1)(1) = -3$ meaning that the equal 1 + x + x² = 0 has no real solutions and therefore will never equal zero.======our only critical number is x = -1/2.this forms two intervals to test the sign for: (-∞, -1/2) and (-1/2, ∞)test values into the 2nd derivative for (-∞, -1/2)if we try x = -1, we get $\begin{aligned} \left.\frac{d^2y}{dx^2}\right|_{x = -1} & = \frac{-(1+2(-1))}{\left(1+(-1)+(-1)^2\right)^2} \\ & = \frac{-(1-2)}{1} \\ & = 1 \end{aligned}$ so the since the 2nd derivative of the curve is positive on the interval (-∞, -1/2), the curve is concave up on (-∞, -1/2)test values into the 2nd derivative for (-1/2, ∞)if we try x = 0, we get $\begin{aligned} \left.\frac{d^2y}{dx^2}\right|_{x = 0} & = \frac{-(1+2(0))}{\left(1+(0)+(0)^2\right)^2} \\ & = \frac{-(1)}{1} \\ & = -1 \end{aligned}$ so the since the 2nd derivative of the curve is positive on the interval (-∞, -1/2), the curve is concave down on (-∞, -1/2).the interval on which the curve is concave up is (-∞, -1/2)

Answer from: Quest

At 8.5% i am making after one year 1,500 + 1,500 x 0.08 = $1,620

my credit card cost 1,600 + 1,600 x 0.19 = $1,904

total balance = interest (negative) of credit card + interest earn (positive)

that is -304 + 120 = -$181

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