Pretend that you are a high school college counselor. Write a formal letter to their high school students, who are prospective college applicants, about the importance of a positive digital footprint. As a college counselor, you should give concrete tips and examples for curating a positive online presence, as well as caution about the possible consequences of a negative digital footprint.

Match each financial concept with its correct situation time value of money store of value personal disposable income consumer credit angela chooses between having $1,000 now, and investing it in a savings account so that she can have $1,050 a year from now. jane has $2,500 monthly to spend after she pays taxes david saves his money for the future so he can live comfortably in retirement lester uses a credit card to purchase a new ipad, as he cannot pay the entire amount now um. all rights reserved. there to search

Describe one of your personality traits that you believe to be highly heritable and another trait that seems to be much less so. provide reasons for your answer, and explain why you would expect genetics to exert a greater impact on some personality traits than on others. 10. discuss at least 3 cultural/environmental factors that may influence behavior.

When you are driving slowly in the freeway fast lane, blocking traffic which wishes to pass you should