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Horizontal asymptote at  tells us that the original graph has been translated down.since  ,  are positive.  also we can say that the point  has a smaller  -coordinate than  .this means that the  transformed exponential function is increasing as it goes to the right. as it goes from  to , the value of the exponential function increases. it goes from to something bigger, . therefore, as  . the left hand would be the side that approaches the horizontal asymptote.so the answer is d

At 8.5% i am making after one year 1,500   +  1,500 x 0.08 = $1,620

my credit card cost 1,600 + 1,600 x 0.19 = $1,904


total balance =  interest  (negative)  of credit card + interest earn (positive)

that is  -304 + 120 = -$181