Ruben, Gerald, and Norma all work for the same company. Gerald and Norma both evaluate the company’s financial picture, but Gerald looks at liabilities and Norma looks at expenditures. Both Gerald and Norma make reports for Ruben, who makes the decisions for the company. Which best describes the jobs of the three employees?

Ruben is the Risk Management Specialist, Gerald is the Budget Analyst, and Norma is the Treasurer.
Ruben is the Treasurer, Gerald is the Risk Management Specialist, and Norma is the Budget Analyst.
Ruben is the Treasurer and Gerald and Norma are the Risk Management Specialists.
Ruben is the Treasurer and Gerald and Norma are the Budget Analysts.

like many students at university, you may be unhappy about the results you attain in exams. you may feel that even with all you are doing there must be something more -- or different-- you could be doing to get better grades. we have all at some time or other heard of that student who only studies a couple of hours for final exams and scores a's every time. we stand in awe of those who seem to breeze through without undue effort and seem to need very little in the way of studying to nail an exam. the reasons for success, in what i think are the vast majority of cases, are less esoteric than many students think: successful students consistently apply a series of productive strategies with view to attaining clearly identified learning and grade goals throughout the academic term.

11/5 x 3/20

simplify to 11/1 x 3/4

33/4

explanation: