Advanced Placement (AP), 01.03.2021 16:30 alexiasommers41

Which of the following methods to save for education may not be available for use at a private or out-of-state school? •Money market account
•Pre-paid plan
•529 plan
•Roth IRA

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Answer from: bryan519688

Pre-paid plan

Explanation:

A pre-paid plan is a type of 529 plan which avails an individual or account holder (sponsor) to make payment in advance with respect to educational expenses that would be incurred by a student (beneficiary) in the future. This plan is mainly sponsored by state agencies or the state itself.

Basically, it is often considered to be an effective way to manage and save for the future educational expenses of a student (beneficiary).

Hence, pre-paid plan is a method to save for education but may not be available for use at a private or out-of-state school

Answer from: Quest

Answer: the interval on which the curve is concave up is (-∞, -1/2)====== $\displaystyle y = \int_{0}^x \frac{1}{1 + t + t^2} \; dt$ we find the interval where this curve is concave up by finding the interval in which the 2nd derivative is positive.differentiate the curve equation with respect to x $\begin{aligned} \frac{dy}{dx} & = \frac{d}{dx} \int_{0}^x \frac{1}{1 + t + t^2} \; dt \end{aligned}$ let the function f denote be the anti-derivative of the inside expression, i.e. a function such that $(d/dx)f(x) = 1/(1 + t + t^2)$ .then use the fundamental theorem of calculus: $\begin{aligned} \frac{dy}{dx} & = \frac{d}{dx} \int_{0}^x \frac{1}{1 + t + t^2} \; dt \\& = \frac{d}{dx} \big[ f(x) - f(0) \big] & & \text{\footnotesize apply ftc} \\ & = \frac{d}{dx}f(x) - 0 \\ & = \frac{1}{x + x + x^2} & & \text{\footnotesize since $\frac{d}{dx}f(x) = \frac{1}{1 + x + x^2}$ } \end{aligned}$ differentiate again to get second derivative. we can use chain rule with 1/x as the outside function and 1 + x + x² as the inside function $\begin{aligned} \frac{d}{dx} \left( \frac{dy}{dx} \right) & = \frac{d}{dx}\left(\frac{1}{1 + x + x^2} \right) \\ \frac{d^2y}{dx^2} & = \frac{-1}{\left(1 + x + x^2\right)^2} \cdot \tfrac{d}{dx}(1 + x + x^2) \\ & = \frac{-1}{\left(1 + x + x^2\right)^2} \cdot (1 + 2x) \\ & = \frac{-(1 + 2x)}{\left(1 + x + x^2\right)^2} \end{aligned}$ find critical numbers of the second derivative. these numbers are where the 2nd deriv. is undefined or zero.where the 2nd derivative is zero: set (d²y/dx²) to equal 0 and solve for x $\begin{aligned} 0 & = \frac{-(1 + 2x)}{\left(1 + x + x^2\right)^2} \\ 0 & = -(1+2x) \\ -1 & = 2x \\ x & = -1/2 \end{aligned}$ where the 2nd derivative is undefined: if the denominator is equal to zero, the derivative will be undefeined. attempting to solve the equation 1 + x + x² = 0results in a discriminant of $b^2 - 4ac = 1^2 - 4(1)(1) = -3$ meaning that the equal 1 + x + x² = 0 has no real solutions and therefore will never equal zero.======our only critical number is x = -1/2.this forms two intervals to test the sign for: (-∞, -1/2) and (-1/2, ∞)test values into the 2nd derivative for (-∞, -1/2)if we try x = -1, we get $\begin{aligned} \left.\frac{d^2y}{dx^2}\right|_{x = -1} & = \frac{-(1+2(-1))}{\left(1+(-1)+(-1)^2\right)^2} \\ & = \frac{-(1-2)}{1} \\ & = 1 \end{aligned}$ so the since the 2nd derivative of the curve is positive on the interval (-∞, -1/2), the curve is concave up on (-∞, -1/2)test values into the 2nd derivative for (-1/2, ∞)if we try x = 0, we get $\begin{aligned} \left.\frac{d^2y}{dx^2}\right|_{x = 0} & = \frac{-(1+2(0))}{\left(1+(0)+(0)^2\right)^2} \\ & = \frac{-(1)}{1} \\ & = -1 \end{aligned}$ so the since the 2nd derivative of the curve is positive on the interval (-∞, -1/2), the curve is concave down on (-∞, -1/2).the interval on which the curve is concave up is (-∞, -1/2)

Answer from: Quest

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