Why is often hard to tell who is responsible for a bureaucratic decision?

What does it mean when the government decides on something

Match each financial concept with its correct situation time value of money store of value personal disposable income consumer credit angela chooses between having $1,000 now, and investing it in a savings account so that she can have $1,050 a year from now. jane has $2,500 monthly to spend after she pays taxes david saves his money for the future so he can live comfortably in retirement lester uses a credit card to purchase a new ipad, as he cannot pay the entire amount now um. all rights reserved. there to search

Briefly explain one difference in the practice of realpolitik by louis napoleon and otto von bismarck.