A large tornado ripped through Ken’s farm and destroyed $4,000 of his $10,000 corn crop. Ken is covered under an MPCI policy with a Catastrophic Risk Protection Endorsement. How much indemnification can Ken receive from the Catastrophic Risk Protection Endorsement for this loss?

the correct answer is moro reflex. this is usually witnessed in infants normally up to the age of 4-5 months (in some cases maybe more)  

it is caused by a sudden loss of support that makes the baby feel as if he or she is falling or is going to fall and hence the flinging of the arms and crying.