Which two characteristics do all animals have?
o they are symmetrical and heterotrophic
o they are heterotrophs and have a backbone.
o their cells have a nucleus and membrane-bound organelles.
o they have a backbone, and their cells have membrane-bound organelles.

The answer is the third option "Their cells have a nucleus and membrane-bound organelles." All animals have cells and each cell has a nucleus the organelle that controls all of the other organelles, and the cell membrane which protects the cell. Just like how all plant cells have a cell wall to protect the cell.

Hope this helps.

9.9 years

a = p(1 + rt) . . account balance after time t at rate r starting with principal p

3000 = 2500(1 + 0.0202t) . . filling in the given numbers

1.2 = 1 + 0.0202t . . divide by 2500

0.2 = 0.0202t . . . subtract 1

0.2/0.0202 = t ≈ 9.901

it will take about 9.9 years for the account balance to reach $3000.