When during meiosis does crossing over happen?

prophase

Crossing over occurs during prophase I of meiosis before tetrads are aligned along the equator in metaphase I. By meiosis II, only sister chromatids remain and homologous chromosomes have been moved to separate cells. Recall that the point of crossing over is to increase genetic diversity.

Explanation:

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they are known to reach a speed of 21 miles per hour

genetic variation can be caused by mutation (which can create entirely new alleles in a population), random mating, random fertilization, and recombination between homologous chromosomes during meiosis (which reshuffles alleles within an organism's offspring).