Getting a credit card math quiz question 3 of 5: you have a balance of $4,000 on your credit card with a 12% interest rate (1% per month). you plan to make no new purchases with the card. you want to reduce your balance to zero over the next year. which monthly payment is most likely to accomplish this in 11 or 12 months?

You can use an online loan calculator.

credit card balance = $4,000

APR = 12%

If you want to pay your balance in 12 months then your monthly payment should be $355.40.

If you want to pay your balance in 11 months then your monthly payment should be $385.82.

(a) when insurance is obtained through a reciprocal insurer, the insureds are sharing the risk of loss with other subscribers of that reciprocal.

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