An agent takes an individual disability income application, collects the appropriate premium, and issues the prospective insured a conditional receipt. the next step the insurance company will take is to:

The next step the insurance company will take is to determine if the applicant is an acceptable risk by completing standard underwriting procedures. With a conditional receipt, the insurance company will complete standard underwriting procedures before making a decision about whether to insure the applicant.

answer; i believe both technician (a) and (b) are correct; /// good luck

answerjointly by the fed and by the behavior of individuals who hold money and of banks in which money is held;