Describe three ways that globalization is having a negative impact on the environment

Which of the following would be an accurate statement about achieving a balanced budget

What impact might an economic downturn have on a borrower’s fixed-rate mortgage? a. it might cause a borrower’s payments to go up. b. it might cause a borrower’s payments to go down. c. it has no impact because a fixed-rate mortgage cannot change. d. it has no impact because the economy does not affect interest rates.

What is the difference between the contractual interest rate and the market interest rate?