A(n) allows a company to share risks, costs, profits, and management responsibilities with another company.

The correct answer is Merger.

Explanation:

When two entities, firms, organizations, businesses, combine with each other into a single entity, it is called as Merger. Mergers happen to achieve high scale efficiencies and profits. Mergers allow companies to share risks, costs and management responsibilities as well as Revenues and Profits. Mostly mergers take place to gain huge benefits by working together and getting advantage of each other's abilities and competencies. In this way, risks and costs and responsibilities, associated with the individual company are divided among both companies.

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.

being born in poverty would limit the people's chances, opportunities and benefits.

this happen because of several things, such as:

- poor people tend to gain less access to good education and nutrition. this mean that their chance to obtain high paying jobs would also be limited.

- poor people tend to socialize with other poor people while the rich tend to socialize with other rich people. this means that simply throguh their social circle, rich people would have more business opportunities compared to the poor people.

- rich people tend to have more capital in their disposal. this would benefit them in business since it is far easier for them to fund their business operation compared to poor people.