Gwendolyn and jack francis are investors with no financial training or investment background. which approach will they likely take?

The answer is "They will chose investments with less risk".

Everything in life is about exchange offs. With low-risk investment decisions, you are probably not going to lose your main, yet you are additionally far-fetched to gain a high rate of return.  

In the event that you are investing cash you won't have to use inside the following ten years you might need to consider something that offers the potential for a higher return, which may likewise involve going for additional risk.  

The way toward building a portfolio implies you astutely select speculations with various levels of risk so they cooperate toward a shared objective.

b. take periodic breaks and alternate between tasks.  

will increase work efficiency, and avoid health issues.