How could brian, who doesn't want his car insurance premiums to increase, show he poses a low risk to his insurance company? a: drive safely to avoid accidents and traffic citations b: wash and wax his car regularly to keep it clean c: allow unlicensed drivers to drive carelessly in his car d: incur driver's license points from breaking driving laws

Brian could drive safely to avoid accidents and traffic citations.

Those who can show that they pose less risk of loss generally benefit from lower insurance premiums. For example, an insurance company views those with an accident and traffic citation-free driving history to be lower risk. However, if a driver receives traffic citations and is involved in accidents, insurance companies often increase premiums to account for the increased risk of insuring that driver.