Which of the following statements about federal student loans is true?
a) the interest rate on your loan will be fixed over time.
b) the interest rates on federal loans and private loans are similar.
c) you can only get federal student loans if you demonstrate financial need.
d) you do not accumulate interest on federal loans.

I believe the answer is: A. the interest rate on your loan will be fixed over time

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There are two things that separate a student loan with any other type of loan. The first one is that there is no time limit of when the student loan must be paid. The second one is that unlike any loan, student loan would not dissapear even if you declare a personal bankruptcy.

In regards to federal student loans, the answer is A, the interest rates on your loan will be fixed over time. Student loans are one of the few that will keep your interest rate at a set rate over any length of time. Unlike most loans, student loans have no set time period in which the repayment has to be completed or else penalty or a raise in rate will occur. Student loans stay the same until the debt is paid back in full or forgiven based on other requirements.

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