You are a loan officer at a bank. an application comes to you for $5000 loan. explain why you would want to know the persons credit history

A credit history is a record of a borrower's responsible repayment of debts. A credit report is a record of the borrower's credit history from a number of sources, including banks, credit card companies, collection agencies, and governments.

A good credit score means that the person receiving the loan is reliable and will be more likely to pay off the loan in a reasonable amount of time.

answer; ///i believe the correct answer is (c) laissez-faire;