An insurance company decides to market their business at an upcoming softball tournament even though they are not a sponsor. they ordered 1000 of the softballs that appear to have broken through the window of a car, and placed them on all of the cars in the parking lot. prominently displayed on the ball is the insurance companies logo, and contact information. this caused quite a problem with one of your current sponsors as they have exclusive rights to the insurance category. which marketing strategy is described here?

In a fixed-term, level-payment reverse mortgage, sometimes called a reverse annuity mortgage, or ram, a lender agrees to pay the homeowner a monthly payment, or annuity, and expects to be repaid from the homeowner’s equity when he or she sells the home or obtains other financing to pay off the ram. consider a household that owns a $150,000 home free and clear of mortgage debt. the ram lender agrees to a $100,000 ram for 10 years at 6 percent. assume payments are made annually, at the beginning of each year to the homeowner. calculate the annual payment on the ram.