All of the following are characteristics of the return of premium rider except a) the rider amount is paid to a contingent beneficiary b) the rider does not actually return premiums, but pays an additional term death benefit c) an additional amount equal to premiums is paid if the insured dies within a set period d) the rider is funded by increasing term life insurance

Brian has just finished college. he wants to set up a small business to make and sell fireworks. he registers his company and acquires a license from the government. he finds that most of his competitors are selling fireworks at an extremely low price. he would like to make more money, so he decides to innovate and develop better fireworks. he sells his fireworks at a higher price, and they are a huge hit with the customers. after a few years, he earns enough profit to set up a bigger fireworks factory that complies with the government’s health and safety regulations. he even starts exporting fireworks overseas. which type of economy does this scenario describe?