Accounts receivable as collateral, cost of borrowing maximum bank has analyzed the accounts receivable of scientific software, inc. the bank has chosen eight accounts totaling $134,000 that it will accept as collateral. the bank’s terms include a lending rate set at prime plus 3% and a 2% commission charge. the prime rate cur- rently is 8.5%. a. the bank will adjust the accounts by 10% for returns and allowances. it then will lend up to 85% of the adjusted acceptable collateral. what is the maximum amount that the bank will lend to scientific software