Why was the federal reserve system set up with twelve regional federal reserve banks rather than one centralâ bank, as in otherâ countries? a. the writers of the federal reserve act wanted to ensure theâ fed's power was not centralized in a single location. b. with twelve regionalâ banks, employees of the federal reserve could quickly and easily get to a monetary crisis point anywhere in the united states. c. with twelve regionalâ banks, the federal reserve could easily influence politics in all parts of the united states. d. by creating twelve regionalâ banks, writers of the federal reserve act could ensure that finances from all parts of the country would flow through the federal reserve system.