Qwould like to purchase $100,000 of permanent protection on his wife and $50,000 of term coverage on himself under the same policy. what kind of policy should q purchase?

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the earnings of a typical investor is around $1,000,000 to $10,000,000

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credit history is used by lenders to determine whether you are a 'risky' person to give their money to.

having a short history provide very little data for the lenders. they wouldn't be able to determine your credit behavior from such a small samples. even if they are perfect.

having long credit history with few blemishes provide larger and more accurate data for the lenders to predict your credit behavior.