Suppose you decide as did steve job and mark zuckerberg to start a company. your product is a software platform that integrates a wide range of media devices, including laptop computers, desktop computers, digital video recorders and cell phones. your initial market is the student body at your university. once you have established your company and set up procedures for operating it, you plan to expand to other college in later. you plan to go public with an ipo, and then to buy a yacht and take off for the south pacific to indulge in your passion for underwater photography. suppose your company raises funds from outside lenders. what type of agency costs might occur? how might lenders mitigate the agency costs?