An executive-congressional agreement is a contract between two countries that can be approved with a

approval by both houses of congress

Explanation:

According to my research on different government agreements, I can say that based on the information provided within the question this contract can only be approved with an approval by both houses of congress. Unfortunately no other legislative body can approve this contract, and if it is not approved by both houses it is made void.

I hope this answered your question. If you have any more questions feel free to ask away at .

credit history is used by lenders to determine whether you are a 'risky' person to give their money to.

having a short history provide very little data for the lenders. they wouldn't be able to determine your credit behavior from such a small samples. even if they are perfect.

having long credit history with few blemishes provide larger and more accurate data for the lenders to predict your credit behavior.