Beverly, an african-american woman, has applied for a mortgage on a new home. she has a reliable job as a court reporter and has been employed for ten years. her income is substantial enough to pay a mortgage, in her budget, and still have seventy percent of her income remaining. she has, however, been at least ninety days late on several bills one year ago. beverly has since caught up on her credit card bills, paid them on time, and reduced their balances by half. she has just been turned down for a mortgage by her bank. has she been discriminated against?

On average, someone with a bachelor's degree is estimated to earn times more than someone with a high school diploma. a)1.2 b)1.4 c)1.6 d)1.8

After graduation, you plan to work for dynamo corporation for 12 years and then start your own business. you expect to save and deposit $7,500 a year for the first 6 years (t = 1 through t = 6) and $15,000 annually for the following 6 years (t = 7 through t = 12). the first deposit will be made a year from today. in addition, your grandfather just gave you a $32,500 graduation gift which you will deposit immediately (t = 0). if the account earns 9% compounded annually, how much will you have when you start your business 12 years from now?

Over the past year, three of the star salesmen at family resorts international's corporate office have been lured away to competitors. on top of that, karina, the general manager of the sales department, has noticed that most employees come in, do their jobs, and leave. family resorts offers a good salary, benefits, and tuition reimbursement, as well as a number of development and training programs. most employees seem contented enough, but karina would like to do something to increase the level of engagement among her staff. what do you think karina should do?