When the values of stocks and bonds fluctuate, they have an impact on the balance sheets of insurance companies. why is that impact more likely to be a problem for life insurance companies than for property and casualty companies?
a. because property and casualty insurance companies are likely to have to make a large number of payments in the future, they invest primarily in assets, like .
b. payments from life insurance companies occur in the future, so they invest in instruments, predominantly .
c. life insurance companies face the risk that they will have to sell when prices are low in order to pay policyholders’ claims.

The person in charge of managing the reputation of a brand is called?

Suppose you win a small lottery and have the choice of two ways to be paid: you can accept the money in a lump sum or in a series of payments over time. if you pick the lump sum, you get $2,950 today. if you pick payments over time, you get three payments: $1,000 today, $1,000 1 year from today, and $1,000 2 years from today. 1) at an interest rate of 6% per year, the winner would be better off accepting the (lump sum / payments over time), since it has the greater present value. 2) at an interest rate of 9% per year, the winner would be better off accepting the (lump sum / payments over time), since it has the greater present value. 3) years after you win the lottery, a friend in another country calls to ask your advice. by wild coincidence, she has just won another lottery with the same payout schemes. she must make a quick decision about whether to collect her money under the lump sum or the payments over time. what is the best advice to give your friend? a) the lump sum is always better. b) the payments over time are always better. c) it will depend on the interest rate; advise her to get a calculator. d) none of these answers is good advice.

Determine the hrm’s role in the performance management process and explain how to ensure the process aligns with the organization’s strategic plan.